Overseas direct funding (FDI) fairness influx in the banking sector has declined from $898 million in FY23 to $115 million in FY25, Parliament was knowledgeable on Tuesday.
Whole FDI influx consists of fairness influx, fairness capital of unincorporated our bodies, re-invested earnings, and different capital, Minister of State for Finance, Pankaj Chaudhary, stated in a written reply in the Rajya Sabha.
FDI is taken into account a serious supply of non-debt monetary useful resource for financial improvement, he stated.
He additional stated, FDI flows into India have grown persistently since liberalisation and are an essential element of international capital since FDI infuses long-term sustainable capital in the financial system and contributes in direction of expertise switch, improvement of strategic sectors, larger innovation, competitors and employment creation, amongst different advantages.
In accordance to the Reserve Financial institution of India’s (RBI) Grasp Instructions on ‘Acquisition and holding of shares or voting rights in Banking Corporations’, he stated, share acquisition of a financial institution ensuing in any particular person proudly owning or controlling 5 per cent or extra of the paid-up capital of the financial institution, requires prior approval of RBI.
The Reserve Financial institution of India has, from time to time, issued quite a few directions/ pointers to banks to regulate Precedence Sector Lending (PSL) which is relevant to all industrial banks except in any other case offered, he added.
Sharing particulars for international shareholding together with FDI, FPI/FII/NRI/OCB holdings in public sector banks, Chaudhary stated, international holding in State Financial institution of India (SBI) stood at 11.07 per cent on the finish of March 2025, the very best in state-owned banks.
SBI was adopted by Canara Financial institution with 10.55 per cent on the finish of monetary 12 months 2024-25, Financial institution of Baroda at 9.43 per cent, Union Financial institution of India 7.48 per cent and Punjab Nationwide Financial institution at 5.85 per cent, he stated.
Replying to one other query, Chaudhary stated, greater than 56.31 crore mudra mortgage accounts, amounting to ₹37.31 lakh crore have been disbursed as on January 2, 2026, underneath the Pradhan Mantri Mudra Yojana (PMMY), for the reason that launch of the Scheme.
The info is being uploaded by Member Lending Establishments (MLIs) on the Mudra portal, maintained by Mudra Ltd, he stated.
In one other response, he stated, the Securities and Alternate Board of India (SEBI) receives complaints from traders on varied points, together with these relating to deceptive claims and recommendation disseminated by unauthorised individuals on social media platforms.
“SEBI has been taking enforcement motion, as per extant rules, in opposition to entities offering unregistered funding advisory providers, together with issuance of enforcement and interim orders, wherever required. Such actions, inter alia, embrace instructions for refund to aggrievedinvestors,” he stated.
Within the orders handed by SEBI with respect to unregistered funding advisory since 2024, the overall quantity disgorged is ₹665.26 crore, he stated.
Revealed on February 10, 2026
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