The PAT stood above the ETNow ballot, whereas the NII was reported in keeping with the identical.
The financial institution’s web curiosity margin (NIM) for the quarter stood at 3.54% on whole belongings and three.73% primarily based on interest-earning belongings. Excluding Rs 700 crore of curiosity on revenue tax refund, the core NIM was 3.46% on whole belongings and three.65% on interest-earning belongings.
The financial institution has additionally introduced a dividend of Rs 22 per share for its shareholders.
Moreover, HDFC Bank’s web income for Q4FY25 stood at Rs 44,090 crore, in comparison with Rs 47,240 crore in Q4FY24. Different revenue (non-interest income) got here in at Rs 12,030 crore, with charge and fee revenue contributing Rs 8,530 crore versus Rs 7,990 crore a 12 months in the past.
Provisions and contingencies declined sharply to Rs 3,190 crore in Q4FY25 from Rs 13,510 crore in the identical quarter final 12 months, which had included floating provisions of Rs 10,900 crore.Common deposits for the quarter rose 15.8% YoY to Rs 25.28 lakh crore from Rs 21.83 lakh crore. Common CASA deposits stood at Rs 8.29 lakh crore, registering a development of 5.7% within the year-ago quarter.Gross advances for HDFC Bank, as of March 31, 2025, stood at Rs 26.43 lakh crore, marking a 5.4% YoY enhance. Abroad advances comprised 1.7% of whole advances. In the meantime, the financial institution’s Capital Adequacy Ratio (CAR) stood at 19.6% as of March 31, 2025, up from 18.8% a 12 months earlier.
On the asset high quality entrance, gross non-performing belongings (GNPAs) of the financial institution stood at 1.33% of gross advances as on March 31, 2025, in comparison with 1.24% a 12 months earlier and 1.42% within the December 2024 quarter. Net NPAs have been reported at 0.43% of web advances.
The share of HDFC Bank had ended 1.5% increased at Rs 1906.55 on the BSE within the earlier buying and selling session.
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